Privacy Policy

Terms and Conditions of Use

Welcome to the internet Website ("Web Site") golaysingapore.comedited and published by GOLAY Pte Ltd having its registered office at:

9 Raffles Place
#27-00 Republic Plaza
Singapore 048619

Use of this Web Site is subject to the following terms and conditions ("Terms"). GOLAY Pte Ltd may revise these Terms from time to time by updating this posting without any notice, with the revised Terms taking effect for all Users as of the date stated on the posting. Consequently, Users should consult the Terms regularly.

Please read these Terms carefully before using the Web Site. Users expressly acknowledge that they are aware of these Terms and have had access to the same upon entering the Web Site. Consequently, by using the Web Site, Users signify and acknowledge their assent and agreement to these Terms. If User does not agree to these Terms, then User is not authorised to continue consultation and access of the Web Site.

Intellectual Property

GOLAY Pte ltd has created this Web Site to provide information about its company and products for Users' personal use. Users may download one computer copy or print one copy of the material on this Web Site for their own non-commercial, educational, private or domestic use only, provided that proprietary notices, in particular intellectual property notices such as copyright and trademarks are preserved intact and are neither modified, deleted or changed. Unless otherwise stated, Users should assume that everything they see or read on the Web Site (such as images, photographs, including any person represented in the photographs, illustrations, icons, texts, video clips, written and other materials) are protected by copyright, design, trademark legislations or any other legislations in relation with intellectual property under international treaty provisions and national laws worldwide.

Users are not authorised to sell, reproduce, distribute, modify, display, communicate, publicly perform, report or otherwise prepare derivative or second hand works based on nor may they use any of Material in any way for public or commercial purposes. Furthermore, Material may not be displayed or communicated on any other web site, in a networked computer environment or other digital support for any purpose whatsoever. In the event of breach of any of these Terms, Users' permission to use Material will automatically terminate and any copies made of Material must be immediately destroyed. Unauthorised use of Material may infringe copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. GOLAY Pte Ltd do not authorise linking to its Web Site from third party's web sites without its prior written authorisation.

Users' Submissions

Any unsolicited communication or material Users transmit to GOLAY Pte Ltd via the Web Site or by electronic mail or otherwise, excluding personally identifiable data about themselves, including, but not limited to, any data, questions or answers, comments, suggestions, or the like will be treated as non-confidential and non-proprietary by GOLAY Pte Ltd. By sending communications to GOLAY Pte Ltd, Users automatically grant GOLAY Pte Ltd a royalty-free, perpetual, irrevocable non-exclusive license to use, reproduce, copy, modify, publish, edit, translate, distribute, perform, and display such communication(s) alone, or as a part of other works in any form, media, or technology whether now known of hereafter developed and to sublicense such rights to anyone. Anything Users transmit may be used by GOLAY Pte Ltd and its affiliated companies for any purpose, including but not limited to reproduction, disclosure, transmission, publication, broadcast and posting, or developing, manufacturing and marketing products using such information.

Privacy Statement

GOLAY Pte Ltd has established its Privacy Policy in respect of the confidence its clientele places in it and in conformity with the high standards of data protection to which it is committed.

Any personal information you make available to GOLAY Pte Ltd is done so voluntarily, with your knowledge and consent when making a request, submission or registration for services from GOLAY Pte Ltd. Registration forms may contain both mandatory (indicated with an asterisk (*)) and non-mandatory fields; if you choose not to complete the mandatory fields then GOLAY Pte Ltd may not be able to respond to your request or activate your option choices.

Personal information provided by you on the registration form will be made accessible to duly authorised GOLAY Pte Ltd personnel and occasionally to persons or companies who carry out internal operations in relation to our business. All such persons are subject to confidentiality agreements and the respect of your privacy. The Personal information made available by you will be used to provide the requested services and may be used both for marketing research purposes relating to GOLAY Pte Ltd's business and to provide information relating to its products and events.

Other than as stated above, GOLAY Pte Ltd will not use your personal data for unsolicited communications and we do not sell, rent or otherwise make available any personal data submitted to us to any third parties unless it is to our legal advisors or where so required by law or a court decision. GOLAY Pte Ltd will use its best endeavours to ensure that such data is kept secure at all times.

In all cases and on written request, GOLAY Pte Ltd will remove your personal information from its database thereby cancelling Your registration to any of the GOLAY Pte Ltd services. You are also advised that upon written request you may inspect your personal data and/or request that information about you be corrected, amended or deleted.

All requests relating to your personal data as well as any request to cancel your registration for services offered by GOLAY Pte Ltd should be e-mailed using our “Contact Us” Form or sent to our business address:

1 Scotts Road,
#24-05 Shaw Centre
Singapore 228208

From time to time, GOLAY Pte Ltd may amend this Privacy Policy in accordance with modified legislative obligations.

Our database is managed and located in Singapore. Our Privacy Policy is governed by and will be construed in accordance with the laws of the Republic of Singapore without regard to its conflicts of law provisions. Any differences will be submitted to the exclusive jurisdiction of the competent courts of the Republic of Singapore.


Our websites uses cookies. Cookies are text files placed on your computer to collect standard Internet log information and visitor behaviour information. The information is used to track visitor use of the Site and to compile statistical reports on Site activity. For further information about cookies, please visit or You can set your browser not to accept cookies and the above websites tell you how to remove cookies from your browser. However, in a few cases some of our website features may not function if you remove cookies from your browser.


The information on the Web Site is intended for general information purposes only. GOLAY Pte Ltd tries to ensure that the information provided is accurate and complete. However, GOLAY Pte Ltd does not warrant or represent that its Material is accurate, error-free or reliable or that use of Material will not infringe rights of third parties. Use of the Web Site is at Users' risk.

GOLAY Pte Ltd does not warrant that the functional and/or technical aspects of the Web Site or Material will be error free or that this Web Site, Material or the server that makes it available are free of viruses or other harmful components. If use of this Web Site, or Material results in the need for servicing or replacing property, material, equipment or data, GOLAY Pte Ltd is not responsible for those costs. Without limiting the foregoing, everything on the Web Site is provided to Users "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, REASONABLE CARE AND SKILL, OR NON-INFRINGEMENT. GOLAY Pte Ltd and its suppliers make no warranties about the Material, software text, downloads, graphics, and links, or about results to be obtained from using the Web Site. Please note that some jurisdictions may not allow the exclusion of implied warranties, consequently some of the above exclusions may not apply.

Trademark Notice

In general, all trademarks, logos and service marks (collectively the "Trademarks") which appear on this Web Site are registered or are licensed for use by GOLAY Pte Ltd by third parties. Other trademarks are proprietary marks and are registered to their respective owners. Nothing contained on the Web Site should be construed as granting, by implication or otherwise, any license or right to use any trademark displayed on this Web Site without the written permission of GOLAY Pte Ltd or such third party who owns the trademark. Misuse of any trademark displayed on the Web Site, or any other content on the Web Site, except as provided herein, is strictly prohibited.

Copyright Notice

All contents of this Web Site are either Copyright ©2015 GOLAY Pte Ltd or are licensed for use by third party. All rights reserved. Please refer to the section of these Terms on Use of Materials on this Web Site above.


Links to other web sites operated by third parties not affiliated to GOLAY Pte Ltd may be indicated on the Web Site. The inclusion of any link to such third party sites does not imply endorsement by GOLAY Pte Ltd of those sites. GOLAY Pte Ltd has not reviewed all of the sites linked to its Web Site and is not responsible for the content or accuracy of any off-site pages or any other sites linked to this Web Site. Linking to any other off-site pages or third sites is at Users' own risk.

Якщо ви ніколи не вивчали англійську мову, це зовсім не проблема. Адже курси англійської мови з нуля розраховані на таких студентів. Якісні та недорогі курси англійської у вашому місті. Обирайте офіс, записуйтесь та вивчайте іноземну мову з носієм чи викладачем.


Users agree that GOLAY Pte Ltd may terminate Users' access to and use of the Web Site if GOLAY Pte Ltd reasonably believes that Users have violated or acted inconsistently with the letter or spirit of this Agreement, or violated the rights of GOLAY Pte Ltd or any third party, or for any reason with or without notice to User. Users agree that GOLAY Pte Ltd may modify or discontinue this Web Site, with or without notice to them. Users agree that GOLAY Pte Ltd will not be liable to them or any third party as a result of such modification or discontinuation. The provisions entitled "Disclaimer," "Limitation of Liability," and "General Provisions" will survive termination of these Terms.

Миттєве оформлення кредитних карток від банку, кредитна картка онлайн в Україні. Кращі індивідуальні тарифи, картки для подорожей. Заполнить заявку онлайн на кредитную карту, кредитные карты онлайн. Льготный период до 92 дней, кэшбек на покупки до 10%. Выбор от лучших банков.

Limitation of Liability

Under no circumstances whatsoever shall GOLAY Pte Ltd be liable for any loss arising out of or in connection with the use of information available from this Web Site whether direct or indirect including, without limitation, any liability relating to any loss of use, interruption of business, lost profits or lost data, or incidental, special or consequential damages of any kind regardless of the form of action, whether in contract, tort (including negligence) or otherwise, even if GOLAY Pte Ltd has been advised of the possibility of such damages. Because some states and countries do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not be operable.

General Provisions

Unless otherwise specified, the information and materials in the site are presented solely for the purpose of promoting the products and services of GOLAY Pte Ltd. Golay Pte Ltd makes no representation that Material is appropriate or available for use in every country of the world. Users use this Web Site at their own risk and are responsible for compliance with applicable local laws, keeping in mind that access to Material may not be legal by certain persons or in certain countries. Our products are available in many parts of the world. However, this Web Site may describe products that are not available worldwide. Any cause of action a User may have with respect to this Web Site must be commenced within two years after the claim or cause of action arises. These Terms will be governed by and construed in accordance with the laws of the Republic of Singapore without regard to its conflicts of law provisions. All disputes will be submitted to the exclusive jurisdiction of the competent courts of the Republic of Singapore. The waiver by GOLAY Pte Ltd of a breach of any provision of these Terms will not operate to be interpreted as a waiver of any other or subsequent breach.